Hi, we're Bulkpe!

We are empowering the growing India with Banking and Payments for businesses

Bulkpe team
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Bulkpe's Journey: Handling 120 Crores Daily!

Bulkpe started by a group of people who had been through the ups and downs of building and scaling startups. We were fintech enthusiasts, bankers, and software engineers who had seen it all. We knew how to build a tech business, but when it came to managing payments and banking at scale, we were never satisfied. It always felt like a struggle.

While consumer banking in India has taken huge leaps forward with UPI and other innovations, business banking still felt like it was stuck in the past, at least a decade back. The solutions that existed were all over the place, broken in many parts - payment collection, payouts, and everything else. Nothing worked together, not available easily in one place. If a company wanted to integrate just one product, it could take months of work. We thought, "This can't be how it should be."

We saw that no one was offering businesses a single, simple solution. There was no one-stop platform for all their banking and payment needs. So, we decided to create it ourselves. That's how Bulkpe was born.

Our vision for Bulkpe goes far beyond providing a simple service. We want Bulkpe to grow in tandem with India. As our nation takes its rightful place as a global leader in various industries, we see ourselves as enablers of that progress. By empowering Indian businesses with cutting-edge financial tools, we aim to be a catalyst for their success, helping them create a greater impact both locally and globally.

We're building the world's most loved payments company.

From the very start, we knew that we wanted to be different from every other payment service processor out there and redefine what small businesses could expect from their payments provider. Starting out as a small business ourselves, we know what it's like to be an honest business just trying to grow and to be treated fairly.

We want to ensure the merchants we serve feel supported and see us as a trusted partner rather than simply just another "cost of doing business."

We are relentless in our pursuit to provide a radically transparent and honest payments solution that flat out saves business owners money, all while treating them like human beings.

The man is giving an interview

I've been on both sides - building startups and watching payments become the bottleneck. Bulkpe was born from that frustration. We're here to make sure no founder ever loses a day to payment chaos again.

Sathya Narayanan

Co-founder, Bulkpe

What do we believe in?

Bulkpe has always been a values-driven company that leads by example, stays close to our customers, and always tries to do things the right way.

We choose the harder path.

We believe the right decisions are usually the harder ones. We embrace the challenge and endure when others quit. We choose what is difficult and make ourselves resilient so we can persevere for our customers.

We are company of many.

We are stronger because of our collective passion, intelligence, and fellowship. We believe great teams can accomplish great things, and we ask the very best of each other. Together we build the future of business banking in India.

We are trustworthy.

We earn trust by striving to be our best selves and lifting those around us. Trust is hard to earn, easy to lose, and tested continuously - so we make transparency and reliability our way of life.

We are builders.

We build things ourselves, and we build them well. We use technology and creativity to solve problems that seem beyond our size. We invent our way forward, improve what already exists, and never stop dreaming of better.

We choose the harder path
We are a company of many
We are trustworthy
We are builders

What we
believe
in.

Most companies display values on their walls. Virtues are what you actually live - every decision, every day.

01
of 08 virtues
01Bias towards action

Continuous action is the engine of all progress. Move first, iterate relentlessly, and never wait for perfect conditions to arrive.

02Keep your word

If for any reason you can't follow through, provide a clear and honest explanation. Honesty always beats silence.

03Work hard and harder

Set the example. Nothing revolutionary was ever built without extraordinary, sustained effort from everyone involved.

04Take full ownership

Be 100% responsible for your actions and every outcome that follows. No excuses, no deflection, no blame.

05Think big, act step by step

Plan for the next ten years but execute with a sharp weekly focus. Vision without execution is just imagination.

06Credit goes to action

You earn recognition by doing - not by planning, preparing, or presenting. Ship the work. The work speaks.

07Make swift decisions

Act fast on decisions that can be reversed. Apply deep, careful thought to those that cannot be undone.

08Find joy in action

The greatest satisfaction comes from doing today what you could not do yesterday. Never stop growing.

"

What you do is who you are.

Ben Horowitz - Co-Founder, Andreessen Horowitz

One platform.
Every tool.

From banking to payouts to compliance - your entire financial stack, under one roof.

★ Core Product
Payouts Stack
Instant bulk payouts, cashback, and disbursements to customers, vendors, or any business stakeholder - at any scale, in real time.
UPI NEFT IMPS RTGS

Bank Accounts

Current accounts, escrow accounts, fixed deposits and more - all designed and built for business scale from day one.

Prepaid Cards

Smart prepaid cards for organisation-wide expense management - fully controlled, trackable, and effortless.

Bill Payments

Utilities, rentals, electricity and every recurring bill - fully automated across your entire organisation.

Verification Stack

PAN, Aadhaar, GST, Bank Name Check, MCA Docs and 25+ verification APIs all in one integration.

Meet our founding team.

A ship can only go as far as its crew takes it. The Bulkpe team is made up of diverse and driven individuals - fintech veterans, engineers, and operators - who love to build things that matter.

Sathya Narayanan

Sathya Narayanan

Co-Founder

I've been on both sides - building startups and watching payments become the bottleneck. Bulkpe was born from that frustration. We're here to make sure no founder ever loses a day to payment chaos again.

Sathya Narayanan

Sathya Narayanan

Co-Founder

Saurabh Bhatnagar

Saurabh Bhatnagar

Co-Founder

Building Bulkpe has been the most rewarding challenge of my career. Every problem we solve for a business feels personal - because we've lived those exact pain points ourselves.

Saurabh Bhatnagar

Saurabh Bhatnagar

Co-Founder

Harish Karthick

Harish Karthick

Co-Founder

What excites me most is the scale we're operating at and still finding ways to move faster. At Bulkpe, we don't just ship features - we ship solutions that move the needle for thousands of businesses.

Harish Karthick

Harish Karthick

Co-Founder

Jai Venkatesh

Jai Venkatesh

Co-Founder

India's business banking problem is massive, and we are right at the heart of solving it. Every day at Bulkpe pushes me to think bigger and execute sharper than the day before.

Jai Venkatesh

Jai Venkatesh

Co-Founder

Shreya Rani

Shreya Rani

UX/UI Designer

Designing for Bulkpe means making complex financial flows feel effortless. I love that my work directly impacts how thousands of business owners experience banking every single day.

Shreya Rani

Shreya Rani

UX/UI Designer

Sathish

Sathish

Backend Developer

The engineering challenges here are real and exciting. Building systems that handle crores of rupees reliably every day keeps me on my toes and makes every deployment feel meaningful.

Sathish

Sathish

Backend Developer

Aakash

Aakash

Frontend Developer

I get to turn complex payment workflows into clean, intuitive interfaces. Bulkpe gives me the freedom to experiment and the responsibility to build things that actually matter to real businesses.

Aakash

Aakash

Frontend Developer

Arun Surya

Arun Surya

Ops Specialist

Operations at Bulkpe is never repetitive - every day brings a new challenge to solve. I take pride in keeping our payment engine running smoothly so businesses never have to worry about what's happening behind the scenes.

Arun Surya

Arun Surya

Ops Specialist

Dilip Seenivasan

Dilip Seenivasan

Sales Manager

Selling Bulkpe is easy when you genuinely believe in the product. Every conversation with a business owner reminds me why we built this - to give them tools that were always out of reach before.

Dilip Seenivasan

Dilip Seenivasan

Sales Manager

Senthil Thangavel

Senthil Thangavel

Sales Manager

What keeps me motivated is seeing the direct impact of every deal I close. When a business owner tells me Bulkpe changed how they handle payments, that's the win that drives me forward.

Senthil Thangavel

Senthil Thangavel

Sales Manager

Kavi Prakash

Kavi Prakash

Junior Product Manager

Being a PM at Bulkpe means sitting right at the intersection of user needs and technical possibility. I'm learning faster here than anywhere else - and every feature we ship feels like a real step forward for Indian businesses.

Kavi Prakash

Kavi Prakash

Junior Product Manager

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